![]() While there may be other options, the important thing is to pick one and become prepared during National Preparedness Month!Ī representative from the Nevada Division of Insurance recommended utilizing either a free smart phone app or a PDF inventory sheet created by the National Association of Insurance Commissioners (NAIC). The inventory is critical to document losses due to fire but also to other causes such as flooding, burglary, and vandalism.īelow I review three recommended methods to inventory one’s belongings. It’s important as it provides an accurate record of a homeowner’s possessions, helps process insurance claims faster, and helps one purchase the correct amount of insurance. If a fire destroyed your home, would you be able to remember the estimated value and age of all your possessions for insurance purposes? Yea, me neither! Since September is National Preparedness Month, I started an inventory of my personal belongings. If you have that home inventory checklist, we got you covered in the Houston, TX area.Inventory my belongings? Inventory my belongings? September 14th, 2016 At ServiceMaster Advantage, we ensure the highest quality of restoration services in the industry. ![]() Along with restoring your valuables with the checklist, it is also important to restore your property to pre-loss conditions. Regardless of your method of inventory, be sure to talk with your insurance agent to discuss what they require with regard to insurance claims. Be sure to put any photos and copies of receipts in the same digital folder that contains your list. Although purchasing software is ideal, it is extremely easy for you to create your own for free. These are completely digital, and they let you store photos, videos and other proofs of purchase along with providing you a list template to use.Īnother option is to use a free digital template (if you’re old-school, click here to download a printable version). One option is to buy software: There are many reputable home inventory list software packages out there for purchase. Also, make multiple paper or digital copies and store them in a safe place. This is why you should keep a checklist and photos away from the valuables you would claim. Store the checklist and all visual evidence outside of your home: A home inventory checklist is no good when it also gets destroyed in a flood or fire.NOT on the computer you’re claiming on your home inventory checklist!). So, take advantage of your smart phone camera, and save the evidence on a hard drive that is portable (i.e. Photos and videos provide hard evidence that the property you are claiming to have on your list exists. Take pictures and video: Insurance companies encourage you to visually document all valuables in your home.It’s easier to keep updating the list than completely re-do it. Update frequently: Whenever you make a big purchase, add it to the list.This is also better proof for your insurance agent if you’re hoping to replace those items. That way you don’t have to estimate items’ values and/or dates of purchase. Save receipts from big purchases: If you purchase something of value for your home or property, make a list with information from saved receipts. ![]() Forgetting even one item on the list could cost you down the road. Although you may think you can recall these from your memory, it’s not worth it. Don’t leave it to memory: The easiest way to make a comprehensive, thorough list is to physically go to each room in your property and document any valuables that you have. ![]() The following ideas can help you create a more comprehensive checklist: The most important part of a good checklist is being thorough – anything of value that belongs to you or your family must be documented to ensure that it’s covered. The serial number may only be applicable to certain kinds of property, such as computers, appliances, or other types of electronic equipment. The basics of a home inventory checklist include the make, model, serial number, value and purchase date of your property or valuable item. Even students in dorms and renters can benefit from proof that their valuables exist. Everyone over the age of 18 who lives on their own should have a record of their personal possessions.
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